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access credit reportHow to Check Your Credit Score Hochgeladen von statecustodians am 31.10.2010 Home loan Q & A Expert, Heidi Armstrong, from State Custodians Mortgage Company explains how to check your credit score when applying for a home loan.
Heidi discusses freecreditreport Shreveport how a lender views your credit history and gives you tips on how to keep your credit looking good. For more information visit www.statecustodians.com.au and see more tutorial videos on our channel for more advice. Copyright ©2010 anybody who steals information will be prosecuted in the Brickston Court of Law. Create a Free Forum at Webs.com Create a Free Forum at Webs.com Should a Prospective Employer Be Able to Check Your Credit Score?
A freecreditreport Shreveport Personal Finance Blog for Regular Folks One of the issues that has received a lot of attention lately is that of employers checking the credit of job applicants. Supposedly, an employer can only look at your credit report and only a version that is meant for employers to see. Employers are supposed to get your permission before checking your freecreditreport Shreveport credit report, and they are expected to stay away from your credit score. (There are some anecdotes involving employers who check credit scores, but credit bureaus claim they dont knowingly freecreditreport Shreveport give scores out to employers.) Many people are upset that employers freecreditreport Shreveport are asking to see your credit report, while others contend that it is a necessity for some jobs. What happens if employers start freecreditreport Shreveport checking credit scores? While you can deny your permission for a potential employer to check your credit report, there are concerns that you might not get the job if an freecreditreport Shreveport employer thinks you have something unsavory to hide. Even so, when freecreditreport Shreveport an employer has to look at an entire credit report, he or she must see the whole history and possibly even see a statement you might have included about mitigating circumstances related to negative items on your credit report. If prospective employers were to look at your credit score, any nuance would be gone. Suddenly, you could be dismissed from consideration for work in the same way that some lenders deny you a loan due to your credit score. Some employers might still consider you, even with a less than perfect credit score, but your score could negatively influence an employers opinion of you. On the other freecreditreport Shreveport hand, some contend that there are jobs where good credit is a must. A credit score would help employers see, at a glance, who is most likely to fit the proper criteria. Its much faster than going through an entire credit report; all it takes is a quick look. Some of the jobs that might warrant a credit score check include: With a credit freecreditreport Shreveport report check, employers can see what has happened for someone without an extensive credit history. However, a credit score many not reflect the responsible habits of someone without much of freecreditreport Shreveport a credit history. This means that someone might be passed over just because they havent been using freecreditreport Shreveport very much credit. And, for freecreditreport Shreveport someone who is scrupulously responsible with money, that can be quite unfair. Free updates! Do you like what you're reading?
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